Ten thousand yuan

2 year (24 instalments ) 3 year(36 instalments) 4year(48 instalments) 5year(60 instalments) 6year(72 instalments) 7year(84 instalments) 8year(96 instalments) 9year(108 instalments) 10year(120 instalments) 11year(132 instalments) 12year(144 instalments) 13year(156 instalments) 14year(168 instalments) 15year(180 instalments) 20year(240 instalments) 25year(300 instalments) 30year(360 instalments)

Upper limit of interest rate on August 22, 2007 Lower Interest Rate Limit of 22 August， 2007 Upper limit of interest rate on July 21, 2007 Lower Interest Rate Limit of 21 July， 2007 Upper limit of interest rate on May 19, 2007 Lower Interest Rate Limit of 19 May， 2007 Upper limit of interest rate on 18 March， 2007 Lower Interest Rate Limit of March 18, 2007 Upper limit of interest rate on 19 August 2006 Lower Interest Rate Limit of 19 August 2006 Upper limit of interest rate on April 28, 2006 Lower Interest Rate Limit of 28 April 2006 Upper limit of interest rate after 17 March 2005 Lower Interest Rate Limit after March 17, 2005 Interest rates from January 1 to March 17, 2005 Interest rate before January 1, 2005

Provident Fund Loan Commercial loans

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007

year

1 2 3 4 5 6 7 8 9 10 11 12

month

2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034

year

1 2 3 4 5 6 7 8 9 10 11 12

month

Payment in advance Partial advance repayment 10,000 yuan (excluding monthly repayments)

Shorten the repayment period and keep the monthly repayment basically unchanged

Reduce monthly repayment and keep the repayment period unchanged

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yuan

yuan

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