Provident fund loan amount refers to the maximum loan amount that an individual can apply for when using provident fund loan. Only those employees who have permanent residence in local cities and towns, have established a housing provident fund system for more than six months and have paid for housing accumulation fund according to regulations can enjoy provident fund loan only when their own housing funds are insufficient for purchase and construction, renovation and overhaul of their own houses.
The calculation of the provident fund loan limit shall be determined according to the four conditions of loan repayment ability, housing price ratio, housing provident fund account balance and loan ceiling. The minimum value calculated by the four conditions is the maximum loanable amount of the borrower.
Lender Age: 35
Lender's monthly income: 10000
Click "Calculation" to output the result.
Maximum period (year): 30
Maximum loan amount (RMB): 300000
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